The Morning Run crew gives you their take on today's business headlines:

0:10 - Mobile cellular penetration in Malaysia has reached 132%, as of the third quarter of last year, while smartphone penetration stands at 70% and broadband penetration at just under 85%.

5:34 - Singapore has just announced new guidelines to protect consumers and small businesses, when it comes to e-payments. The Monetary Authority of Singapore proposed guidelines saying that consumers and small businesses will NOT be held liable for unauthorised transactions as long as they keep their account details secure.

Presented by: Brian Fernandez, Joyce Goh, Sharaad Kuttan

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Tags:  E-Payment,  Monetary Authority of Singapore,  Mobile Cellular Penetration