BFM 89.9

HIGHLIGHTS 
Podcast  >  Bigger Picture  >  Health & Living  >  Could Embedded Insurance Improve Health Coverage?

Could Embedded Insurance Improve Health Coverage?

Bernhard Kotanko, Senior Partner, McKinsey & Company

02-Nov-23 16:00

Could Embedded Insurance Improve Health Coverage?

According to the 2019 National Health and Morbidity Survey, only 22% of Malaysians have personal health insurance, with 43% saying that they cannot afford it, while 36% think that it is unnecessary. However, without a financial safety net, households can find themselves facing dire situations if a family member falls critically ill. Can embedded insurance - small amounts of insurance that we purchase when making other transactions like ride-sharing and travel bookings - help to narrow the gap when it comes to medical protection? We find out more from Bernhard Kotanko, Senior Partner at McKinsey & Company.


Image Credit: Shutterstock

Produced by: Tee Shiao Eek, Amanda Loi

Presented by: Tee Shiao Eek


This and more than 60,000 other podcasts in your hand. Download the all new BFM mobile app.

Categories:  economyfinancial wellnesswellness

Tags:  health insurancehealthcare financingmedical inflation





Play / Pause

Listen now : The Breakfast Grille Repeat: Prof. Emerita Dr. Durisha Idris, Vice-Chancellor of IJN...

Today’s Shows



6:00 AM

The 6AM Stretch

Thought-provoking discussions on ideas, people and events shaping our lives.

7:00 AM

World Market Watch

Joe Quinlan, Chief Market Strategist, US Trust-BOA Private Wealth Management tells us where international markets are heading.

7:15 AM

Morning Brief

We recap global and local headlines from today's papers and portals.

7:30 AM

Morning Brief

Dr. Jayant Menon, Visiting Senior Fellow at the ISEAS Yusof Ishak Institute, discusses the realities of middle powers' geoeconomic choices.

7:45 AM

Morning Brief

Syafiq Ridzwan, Chief of Information of the Malaysian Youth Council discusses measures to attract youth to join the civil service.

8:00 AM

The Breakfast Grille

Prof. Emerita Dr. Durisha Idris, Vice-Chancellor of IJN University College, discusses the institute’s unique programs and its future plans to achieve full university status.

8:30 AM

Morning Brief

Bradley Freeman, Professor of Creative Arts & Media, School of Arts, Sunway University discusses the changes coming to TikTok after they announced changes to their ownsership structure.

8:45 AM

Morning Brief

(REPEAT) We dive into the local and international news that matters to you.

9:00 AM

Opening Bell

(REPEAT) Joe Quinlan, Chief Market Strategist, US Trust-BOA Private Wealth Management tells us where international markets are heading.

9:15 AM

Opening Bell

(REPEAT)Stefan Angrick, Head of Japan Economics at Moody’s Analytics, on Japan's economy outlook 2026.

9:35 AM

People, Planet, Profit

We cover the latest news and views in the ESG space to help businesses thrive with impact.

10:05 AM

Open For Business

Amy Gan, Vice President of Marketing, Etika; and Pearl Liang, from SJK(C) Serdang Baru 1, Selangor (Grand prize winner of Goodday KidStart 3.0 for her innovative idea, “AI Unicorn”.)

11:00 AM

Marketing Mojo

Malaysia’s festive calendar is crowded, but not all holiday campaigns cut through. PHD Malaysia’s David Soo shares how brands can sharpen their messaging, timing, visuals, and spend to drive real impact across multicultural festive moments.

12:00 PM

Enterprise Explores

Nick Eayrs, VP of Field Engineering, APJ at Databricks

1:00 PM

The Breakfast Grille Repeat

Prof. Emerita Dr. Durisha Idris, Vice-Chancellor of IJN University College, discusses the institute’s unique programs and its future plans to achieve full university status.

2:05 PM

Discovery Hour

An eclectic selection of BBC shows, curated with variety in mind.

3:05 PM

Beyond the Ballot Box

We speak to Danesh Prakash Chacko, the chairperson of Tindak about their ‘petugas’ program and why you should get involved.

4:05 PM

Health & Living

Olympian and former national artistic gymnast Farah Ann talks about the ups and downs of her career, and how she coped with the immense pressure on her mental health.

5:00 PM

Top 5 at 5

A countdown of the 5 biggest stories of the day, to catch you up on all you need to know!

6:00 PM

Talkback Tuesday